When Other Banks Say No...We Say Yes! Guaranteed!^†

Congratulations on taking the first step to receive your very own Applied Bank^® Secured Visa^® Credit Card! Your New Visa Credit Card can be used at all of your favorite locations including grocery stores, gas stations, discount stores, ATMs and online!

The perfect secured credit card for people with less than perfect or no credit history.

A real VISA credit card that reports monthly to all 3 major credit bureaus.

Initial credit limits from $200 to $1000, low 9.99% fixed APR, and no application or processing fees.

Optional Applied Advantage^® program gives you exclusive member discounts with big brands you know and trust.

It's Quick and Easy Get Started Below

I certify that I am a U.S. resident over the age of 18 (over the age of 19 in AL and NE).

I consent and understand I will receive daily emails and digital newsletters from iCommissions and its selected marketing partner under the AppliedCreditNow.com and eCreditGuide.com brands that comply with the Marketers Privacy Policy.

Online application

During your application you”ll need to open an FDIC Insured Deposit Account with Applied Bank. Your credit limit will equal your deposit - from $200 up to $1,000.

For Your Protection

We will submit a small deposit into your checking account used to open your Deposit Account. You will need to verify this small deposit amount.

Card Shipment

Your new Visa card will be promptly mailed once we verify your personal and deposit information and you confirm ownership of your checking account.

Why Choose the Applied Bank Visa^®?

Applied Bank has been providing banking services since 1996. We have been a leader in providing secured and unsecured Visa and MasterCard Credit Cards to people with little or no credit history. Our goal is to continually build customer relationships by delivering attractive and competitive financial products and services, at an exceptional level of quality that exceeds consumer's needs and expectations.

† Verification of residence, identity and ability to pay required. Deposit will be drawn from checking account provided.

Terms & Conditions | Credit Card Agreement | Privacy Policy

Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who applies for a card account. What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also request a copy of your drivers license or other identifying documents to assist us in verifying your information.

When Other Banks Say No...We Say Yes! Guaranteed!†