Applied Bank will be submitting a small deposit (less than $1.00), followed by a withdrawal, to the checking account that will be used to submit your secured deposit. These transactions will be submitted once we validate your identity. For your protection, verification of your checking account must be completed before your application can be approved. All you need to do is follow the simple instructions below to verify ownership of your checking account.

1. Access your checking account statement. Most of our Customers access their account using their online banking, paper statement, or by contacting their bank directly.
2. Locate the small deposit transaction from Applied Bank. The deposit will occur after we validate your identity.
3. Go to https://prenote.appliedbank.com and submit the deposit amount in the space provided.
4. After successful validation we will continue processing your application.