About Us

Applied Bank, headquartered in Wilmington, Delaware, is a Delaware State Chartered Bank and an FDIC insured, Equal Housing Lender. We have been providing banking services since 1996. We have been a leader in providing secured and unsecured Visa® and MasterCard® Credit Cards to people with little or no credit history.

Our goal is to continually develop, expand, and retain sound consumer and commercial relationships by delivering attractive and competitive financial products and services, at an exceptional level of quality that exceeds consumer's needs and expectations. Our Customers are our top priority. Making the most of your time and money^SM is more than a catch phrase...it's our business.

Community Involvement

At Applied Bank, we know that much of our success depends on the community support we receive. Therefore, we feel a distinct responsibility to support and give back to the community that has been so generous to us time and again.

Applied Bank and its Associates have demonstrated their commitment to the community by participating in a variety of local campaigns and initiatives, such as:

The Delaware Financial Literacy Program
Junior Achievement
United Way
The Ministry of Caring
Interfaith Community Housing of Delaware
Opportunity Center Incorporated

At Applied Bank, we recognize that we are partners with our community. Our foundation for success begins there.

Community Reinvestment Act

Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also takes this record into account when deciding on certain applications submitted by us. Your involvement is encouraged. For more information, the Applied Bank Community Reinvestment Act Guidelines are available via download in the Adobe Acrobat format.

If you need the Acrobat Reader, click here.

Download the CRA document.

Contact Us

All Credit Card Inquiries

For fastest service, contact Customer Service at 800-947-1090.
To request your Credit Card Agreement, call 800-318-8173.

Branches & ATMS

Rehoboth Beach Branch

37012 Country Club Road
Rehoboth Beach, DE 19971
(near intersection of Rt. 1 and Rehoboth Avenue in front of Jungle Jim's)

24 Hour ATM

Branch Hours:

Monday - Friday: 8:00 AM - 5:00 PM
Saturday: 9:00 AM - 1:00 PM

Wilmington Branch

Applied Bank
2200 Concord Pike, Suite 102
Wilmington, DE 19803

ATM Hours:

Monday - Friday: 7:30 AM - 6:30 PM
Saturday: 9:00 AM - 1:30 PM
Sunday: Closed

Branch Hours:

Monday - Friday: 7:30 AM - 5:30 PM
Saturday: 9:00 AM - 1:00 PM

Customer Service

Credit Cards: 800-947-1090
Banking: 888-839-7952
Bank Fax: 302-456-1013

Automated Account Inquiries

Telephone: 800-616-4605

For more information on any of our products, or to contact us with questions, click here.