Applied Rewards Checking^SM

Free of monthly fees and service charges. This flexible account allows you to bank on your own terms with checks, ATM transactions and free online access.

• Free first order of checks
• Online banking, bill pay and bank-by-phone
• Unlimited check writing
• Earn competitive interest†
• Free VISA Debit Card
• Overdraft protection with an Applied Personal Line of Credit or Savings Account
• Free Membership in Applied Advantage—A membership program that provides you with the opportunity to save hundreds of dollars at many nationwide retailers.
• Minimum opening balance of $100.00

Applied Rewards 50+ Checking

A special account for our 50+ customers.  Absolutely FREE Checking – with Interest.  You’ve earned it!

• No minimum balance requirements
• All the benefits of Applied Rewards Checking

† Interest paid on Checking Account maintaining a daily balance of $1,000 or more.